Home insurance is a valuable safeguard that protects millions of families each year from devastating events like fire, flood and burglary.
If you own a property, buildings insurance isn’t a legal requirement, but it will usually be required by your mortgage lender. However, most property owners choose to take out buildings insurance, as it can cover the repair or rebuild costs if your property is damaged or destroyed.
If you’re a landlord, damage to your rental property could not only cost a lot to fix, but it could also affect your income if your tenants have to move out.
We can help you find a suitable policy that provides the right level of cover for your needs. We’ll explain about the additional cover you can take out to cover unwelcome events like home emergencies. This can include cover for boiler breakdown, burst water pipes, or gas or electrical failures.
Home contents insurance covers all the things kept in a home such as TVs, furniture and carpets and personal belongings. You can also include additional cover such as accidental damage that will insure personal items when they are used away from home such as laptops, jewellery, phones and cameras.
When thinking about home contents insurance, you need to ask yourself how you would cope if you were to lose everything. Replacing all your possessions would be an expensive exercise, so contents insurance is vital to cover unexpected events like burglary or fire. With the average value of contents in a three-bedroom family home estimated at £55,000, it’s important to be fully insured at all times.
Most policies offer new for old cover, meaning you will get the full replacement value if they are lost, stolen or damage.
it’s good to talk!
There’s nothing better than a good old fashioned brew and a chat. We understand that every client is different and we can offer multiple approaches to suit your circumstances and needs.
We’re happy to meet in person or work together over the phone, via email or the website. The first step is to get in touch and we’ll guide you from there.
As seen in...
Three Sixty Mortgages are featured in an ever growing list of publications and podcasts. We love to spread the news about how we help everyone from first time buyers to property investors. To find out a little more about us listen to this podcast with the guys from Big Idea: Click Here
“David did an excellent job helping my wife and I with remortgages, the outcome was better than we had hoped for and we can thoroughly recommend his services.”
“David is trustworthy, efficient and has without a doubt the best knowledge in the market. We have been able to largely grow our portfolio with David’s help and would not use anyone else. David is recommended implicitly without hesitation”
“David is an amazing mortgage advisor!! He helped us get our first mortgage, and now he’s helped us renew. He’s made the entire process a stress free process. Would definitely recommend him!!”
Floor 1 (West), Studio 5-11
5 Millbay Road
Phone: 01752 905360
Floor 1 (West), Studio 5-11
5 Millbay Road
Three Sixty Mortgages Limited are registered in England and Wales no. 11388728. Registered office: Floor 1, Studio 5-11, Millbay Road, Plymouth, PL1 3LF.
Authorised and regulated by the Financial Conduct Authority. Three Sixty Mortgages Limited are entered on the Financial Services Register https://register.fca.org.uk/ under reference 813057.
Not all Buy to Let, Bridging, Refurbishment or Development Loans are regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate Tax Planning advice.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
If you wish to register a complaint, please write to us at the address above, email us at [email protected] or call us on 01752 905360. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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